BanKoBanKo, or BPI Direct BanKo, inc was founded by two divisions of Bank of the Philippine Islands. It appeared due to the successful combination of Globe BanKO (the first Philippine mobile savings company) and Direct Savings Bank (the first Internet banking system for citizens living in the Philippines).

The main purpose of a financial organization is to provide residents of the country with profitable loan products, assistance in developing self-employed entrepreneurs, and improving the quality of life for clients. Also, the activities of the company contributes to the economic growth of the Philippines.


Bank of the Philippine Islands is legally considered the first bank in South-East Asia and the Philippines. 

BanKoInitially, Direct Savings Bank was one of the subsidiaries of BPI. Before its appearance, in the Philippines there had never been fully automated Internet banks. After its appearance, residents were able to monitor the status of their personal account, order services remotely. 

At the Securities and Exchange Commission, BPI Direct Savings Bank successfully registered on September 26, 1986. From that moment on, it is officially registered as a subsidiary. The image of a financial organization has changed dramatically by the year 2000. From this point on, the company begins to actively engage in telephone and Internet channels, so now all bank customers can get an access to its services at any time of the day.

After the merger with BPI Globe BanKo, which took place in December 2016, a branch of BPI Direct BanKO Inc. appeared. Now the main task of the latter is the provision of affordable, profitable banking offers that individuals as well as legal entities can use. Such companies as Globe Telecom and Ayala Corporation participated in the creation of the division.

Now Bank of the Philippine Islands has an expanded banking license and provides a wide range of financial services: for example, consumer lending, banking, distribution of securities, brokerage, investment and corporate banking, leasing, insurance, asset management. A firm can be considered a full-fledged leader in the area: this is facilitated by high market capitalization, increased shareholder return. 


The property of Banko

The bank actively trades its shares, you can buy them directly. Shares of the financial organization BPI Direct BanKo are divided between large legal entities, holdings, corporations:

  • Roman Catholic Archdiocese of Manila – 8,5%. 
  • Ayala DBS Holdings – 21,3%.
  • PCD Nominee Corporation – 33,7%.
  • Michigan Holdings – 2%.
  • AC International Finance Limited – 6,7%.
  • Ayala Corporation – 21,8%.

Previously, the shares were divided equally between Ayala Corporation, Bank of the Philippine Islands and Globe Telecom. In 2015, the shares remaining with the co-founder of the banking organization were returned to BPI.

One of the largest shareholders of a financial company is the Philippine Central Depository. In fact, it is the nominal shareholder and trustee. This is not one shareholder or owner, but several.

Main branches and ATMs of Banko

BanKoYou can find an ATM to deposit or withdraw funds from your account in almost any area. It is the largest bank in the country, so finding the nearest branch will not be a problem either. A complete list of branches you will find on the official website of the financial company. Below are the largest offices of the bank.

Head Office: 220 Ortigas Avenue, BanKo Center, North Greenhills, San Juan City, Metro Manila

Caloocan Branch

G/F 98 A. Mabini Street Maypajo, Caloocan City, Metro Manila

Cubao Branch

St. Anthony Bldg., Aurora Blvd., Brgy. E. Rodriguez, Cubao, Quezon City

You can contact the company’s employees and receive a personal consultation by the following telephone numbers:

  • (02) 936 8883;
  • 0917 5927342;
  • (02) 754-9980;
  • 0905 4539010;
  • 0929 4767513.

You can also get detailed information on bank products by writing to e-mail [email protected].

To save your time, simply use the services of Internet banking. You do not have to leave home for this – it is enough to have a device connected to the Internet. Go to the official website, be sure to read the terms of use. Then go through a small registration and log into your personal account. 

Online you will be able to check your account balance from anywhere in the world, even while traveling. Directly from your personal account you can make a money transfer, pay for mobile services, insure your life, take a loan or repay the debt. The mobile service is simple and also convenient for controlling the personal finances of clients.



With the help of our website, you can choose for yourself a more suitable loan with the least interest and a higher guarantee of approvals.

Because the rest of the site represent individual companies and services, and our site has collected all the information about other company and sorted it for you, so we are called to save your time

Our site is purely information services and when choosing a suitable for you credit company you go to the official site, we do not issue loans, and show you where you can take them.

You should know that we have three separate bases of credit companies separately MFIs, separate banks and P2P. This is done if you want to narrow down your search or look for a separate service.

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Deutsche Bank

Deutsche Bank AG is a multinational investment company founded in Germany. The firm provides both financial and banking services. The main headquarters of the bank is located in Germany, in the city of Frankfurt.

Deutsche Bank


Deutsche Bank was founded on the territory of Germany, in the city of Berlin, in 1870. The main task of the credit organization was the improvement of commodity relations between international companies, markets and Germany. George Siemens was one of the founders of the bank; Ludwig Bamberger and Adelbert Delbrück also participated in the creation of the company. After the appearance of Deutsche Bank, importers from Germany ceased to depend on the banks of France and Britain.

In 1889 a special branch of a financial company appeared – Deutsch-Asiatische Bank in Berlin, created specifically for the Eastern market. By 1972, all branches were merged into one organization: European-Asian Bank.

Deutsche Bank began its full-fledged work in the Philippines in 1975. Currently, Deutsche Bank has more than two thousand employees from all over the Philippines. The group of companies includes two enterprises at once: Deutsche Regis Partners and a subsidiary of Deutsche Knowledge Services.

Now the company operates in more than 58 countries of the world. In terms of assets, the company is considered the 15th in the world. At the same time, Deutsche Bank is part of the stock market index DAX.

The property of Deutsche Bank in the Philippines

Deutsche BankGlobal Capital Markets (GCM) guarantees minimization of risks and their management, as well as access to the experience in the field of financing solutions. This unit works closely with others on institutional clients and corporate finance. In particular, the GCM includes: “Financing and Solutions” group, markets of debt and share capital.

The Corporate & Investment Bank (CIB) was created in 2017 to target the allocation of available resources and improve service quality. The division unites different directions of the bank for shares, corporate finance, currencies, fixed profit and global operations. 

Corporate finance include industry and regional service groups. They are headed by bank centers in the Asia-Pacific region, Europe, the United States of America. Accordingly, corporate clients of the bank can receive a full list of the services and financial products they need. 

In order to more quickly respond to growing customer demand for transparency and standardization, as well as growing automation and regulatory expectations, the company initially chose fixed currencies and income. It is they who combine world-class research, highly qualified institutional sales departments and trading experience in various types of markets.

Global Transaction Banking (GTB) – one of the main providers of trade finance, financial and securities distribution services. GTB guarantees the provision of a full range of banking services for any institutions and corporations all over the world.

Investment banking operations of the institution directly support the departments of the “parties of the purchase” and “parties of the sale”, and also affect the outcome of transactions in the category “Bulge Bracket”. The Universal bank can be conditionally divided into three parts: these are the Corporate and Investment Bank, the Private and Commercial Bank, and Asset Management.Deutsche Bank

Main branches and ATMs of Deutsche Bank in the Philippines

The banking company is widespread throughout the country and it is used by tens of thousands of residents in the Philippines. Finding an ATM to withdraw or deposit funds into account is not difficult. 



With the help of our website, you can choose for yourself a more suitable loan with the least interest and a higher guarantee of approvals.

Because the rest of the site represent individual companies and services, and our site has collected all the information about other company and sorted it for you, so we are called to save your time

Our site is purely information services and when choosing a suitable for you credit company you go to the official site, we do not issue loans, and show you where you can take them.

You should know that we have three separate bases of credit companies separately MFIs, separate banks and P2P. This is done if you want to narrow down your search or look for a separate service.

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Philippine Business Bank, Inc (PBB)

Philippine Business Bank, Inc  (PBB)Philippine Business Bank – PBB is a savings bank of the Philippines, focused in its activities on the markets of corporate medium and small enterprises. It provides its clients with a full range of banking products and services, including capital management, corporate and consumer loans, deposit products, trust and treasury products, international trade financing.


PBB was registered as a Philippine corporation in the SEC on January 28, 1997. The category of the company is “General Savings Bank”, which has the right to act as a charity bank in accordance with Regulation MB No. 29 of January 8, 1997. The PBB has a corresponding certificate of authority, issued on February 6, 1997. On December 16, 1997, the SEC approved the new name of the institution – “Philippine Business Bank”. Such a brand name, in the opinion of shareholders, makes it possible to correctly and better reflect the direction of activity and the main points.

Branch network of PBB

Philippine Business Bank, Inc  (PBB)In order to better cover the market of small and medium-sized enterprises, PBB Bank expanded its own presence in branches in the industrial and commercial centers of the state. The employees of the departments of account management, with sufficiently extensive communication in the client circles of this particular community, were hired.

The PBB banking network expanded from two branches in 1997 to 139 branches in 2016. Most of them are located in areas where the concentration of small and medium-sized businesses is maximum: Kalukan, Navotas, Malabon, Quezon City, Valenzuela. PBB Bank continues to actively expand its branch network in areas where the degree of urbanization is quite high, outside of Meganil: Davao, General Santos, Bacolod and Cebu. PBB believes that being close to the customers and understanding their needs is the best solution for effective business and development.

Mission of the bank

The mission of PBB bank is to strive for high standards every day and in everything that is being done. The bank’s Management is committed to supplying its customers with competitive services and high-quality products, working together with customers to fully satisfy their needs. Cooperation with the bank is beneficial for all categories of customers, partners, shareholders and communities served. PBB’s Management vision is to create a powerful business community intended to help people realize their dreams.

Philippine Business Bank, Inc  (PBB)

All the possibilities are used to achieve the goals. PBB offers banking services with a high level of professionalism and promptness in a variety of issues. Specialists of the bank assist representatives of small and medium-sized businesses in creating a large-scale economic base in order to help them succeed in business and make the whole range of banking services available to them. In addition, an educational working culture is formed taking into account all the differences, encouraging the superiority of some specialists over others.

PBB always welcomes new employees who are ready to grow and develop, improving their skills in this field. For each vacancy, the requirements for the applicant are clearly defined, so that a person can immediately estimate how suitable he is for this job. If you wish, you can visit the company’s office for an on-site interview.



With the help of our website, you can choose for yourself a more suitable loan with the least interest and a higher guarantee of approvals.

Because the rest of the site represent individual companies and services, and our site has collected all the information about other company and sorted it for you, so we are called to save your time

Our site is purely information services and when choosing a suitable for you credit company you go to the official site, we do not issue loans, and show you where you can take them.

You should know that we have three separate bases of credit companies separately MFIs, separate banks and P2P. This is done if you want to narrow down your search or look for a separate service.

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Philippine Bank of Communications

Philippine Bank of CommunicationsPBCOM is a large financial institution founded in the Philippines over 70 years ago. The company offers a wide range of financial solutions for legal entities and individuals of the country. The banking organization also provides investment services and offers ready-made cash management solutions.

The capitalized commercial bank has more than 89 branches throughout the country. In 2001, the main office was moved to the PBCOM tower. To this day, it is considered the highest of the buildings located in the country. The rapid development of the financial organization was also helped by the ecosystem of the Puregold Group, introduced by Mr. Lucio Co. This is a strategic bank investor since 2014.


The company was founded on September 4, 1939. Initially, its office was located in Binondo, Manila, in one of the commercial and shopping centers on Juan Luna Street. The Philippine Bank of Communications (PBCOM) can be considered one of the first commercial banks operating in the Philippines.

The activity of the Philippine Bank of Communications was suspended during the Japanese occupation. When the World War II ended, all pre-war accounts were restored.

The bank became part of the Manila Association of clearing centers in 1946. The following year, the PBCOM branch opened in Cebu. The firm became the property of Filipinos when most of its shares were acquired by Ralph Nubla and the company. The registration on the Manila and Makati stock exchanges the bank began in the winter of 1988. By the beginning of the winter of 1995, active sale of shares started. The company needed funds to open new branches and implement an information technology development program.

The first international MasterCard credit card was issued in 2002. Since 2003, a unique internet banking system has been developed. At the same time, the capital of the bank increased. Funds received from the Philippine Deposit Insurance Corporation were used to purchase high-yield securities. 

Philippine Bank of Communications

The property of PBCOM

Now the banking organization is a member of the Philippine Deposit Insurance Corporation and BancNet network. The company also owns a controlling stake in Banco Dipolog. The deal was held in 2014. Since then, Banco Dipolog has become a subsidiary of the bank.

ISM and the three major shareholders of the bank signed a Memorandum of Understanding on the sale of shares on July 26, 2011. They accounted for more than 97% of the total amount of outstanding capital. By the third quarter of 2013, the state of the bank had improved by 70%; the financial organization reported 1.4 billion pesos of net income.

The largest shareholder of the bank since 2014 – Lucio Co. It is the owner of 37.7% of the company’s common shares for a total amount of 181 million pesos. 

Main branches and ATMs of PBCOM

Philippine Bank of CommunicationsThanks to the popularity of the company, finding where to deposit or withdraw funds is not difficult. To determine the location of ATMs, use the locator on the site. To do this, go to the official page of Philippine Bank of Communication ( and find the nearest ATM.

The page contains a list of all branches and ATMs. They are sorted by region and city. Next to each address in the table there is a branch number, intended for residents of a particular locality.

You can contact the staff by one of the contact numbers:

  • Domestic Toll-Free 1-800-10-777-2266. 
  • Metro Manila +632 777-2266.

Operators work from Monday to Friday. You can call from 8.30 am to 5.30 pm. Unfortunately, the banking organization has no 24-hour support service. 

At other times, you can leave a request on the official website of the company. Write to email [email protected]You can also go to the official account of a financial institution on Facebook or chat with a consultant through the built-in online chat. Employees will promptly answer all your questions and solve your problem.



With the help of our website, you can choose for yourself a more suitable loan with the least interest and a higher guarantee of approvals.

Because the rest of the site represent individual companies and services, and our site has collected all the information about other company and sorted it for you, so we are called to save your time

Our site is purely information services and when choosing a suitable for you credit company you go to the official site, we do not issue loans, and show you where you can take them.

You should know that we have three separate bases of credit companies separately MFIs, separate banks and P2P. This is done if you want to narrow down your search or look for a separate service.

Related offers


Philippine Veterans Bank

PVB Bank is engaged in providing financial services for participants of the Second World War.

Philippine Veterans Bank


Bank for veterans of the Second World War was developed in 1956. It was at this time that the Philippines and Japan concluded an agreement on war reparations, after which large sums were come to the State Fund. Of these, a separate monetary fund was formed, which was to be distributed equally to participants of military events. 

As a result, a decision was made to create a full-fledged bank for war veterans. All funds invested in its development. Senator Camilo Osias contributed to the acceleration of the process, and already on June 18, 1963, the financial organization was inaugurated.

Changes in the power of the country and in the charter of the company led to serious consequences. Unfortunately, the PVB was closed and liquidated on June 17, 1985. All shares issued to a financial institution were no longer valuable. The only compensation issued was 28 pesos (14 pesos per share).

After the revolution, the new government was interested in the restoration of financial organization. The old PVB charter was restored. Problems with the banking license were resolved, and the authorized capital rose sharply from one hundred million to one billion pesos.

Since May 6, 1992, the bank is considered private and commercial, and state control was completely abolished. The new headquarters of the PVB is organized in the city of Makati. From this moment, the company fully restores its activities and again begins to issue banking products to customers.

Philippine Veterans Bank

PVB property

All assets and shares of the company are fully owned by the participants of the Second World War, residing in the territory of the Philippines. They are divided between veterans equally. Only families, descendants or heirs of participants in hostilities will be able to receive bank assets. At the same time, virtually all people in the Philippines can apply for services.

Key banking products

Philippine Veterans Bank offers a wide range of banking services both for veterans of military operations, as well as for individuals and legal entities not related to the Second World War. For example:

  • Housing lending. To build your dream home, you can borrow money at Philippine Veterans Bank. Housing loans are issued to meet the needs of veterans. The minimum amount is 375 thousand pesos. The purpose of lending is usually the purchase or construction of a house, its arrangement. Also, veterans often use the refinancing service of an existing mortgage loan. 
  • Keeping regular savings in pesos. The company offers the issuance of savings books for individuals. The minimum deposit at registration of the savings book is 5 thousand pesos for individuals and 10 thousand pesos for legal entities. Otherwise, interest will not be accrued to the account. 
  • The issuance of high-yield certificates and accounts. The minimum deposit for individuals is one thousand dollars. Corporate customers must make an amount of five thousand dollars. To receive an account at PVB, the client must prepare a complete package of documents and photographs.
  • Cash and settlement services for business. Philippine Veterans Bank installs ATMs, provides stable salary, integrates Internet banking, issues invoices and checks, collects taxes on business, real estate, etc.

Philippine Veterans BankTo learn more about the services of a financial institution, you can visit the nearest branch of the bank or contact a consultant on the contact phone number.

Main branches and ATMs of PVB

There are more than four thousand ATMs in the country, you can also use online banking for round-the-clock monitoring of your finances.




Standard Chartered Bank

Standard Chartered Bank is a subsidiary of a multinational corporation providing financial services. For the first time the company entered the market in 1969 and since then has been actively developing its activities in Asian and African countries.


The history of the bank begins with the development of two different industrial and financial groups, which after the merger formed the Standard Chartered Bank.

Standard Chartered Bank

Chartered Bank

The history of the bank originates in 1853, the founder of The Economist magazine James Wilso received from the Queen of Great Britain a concession to open a bank. 

Since 1962, the bank participates in the issue of paper money in Malaysia and actively finances trade between Asia and Europe. With the opening of the Suez Canal, the list of trading operations in which the bank participates increases. It was mainly the transportation of tea from China, coffee and rum from India, spices from the Philippines. 

In 1927, the financial group acquired P & O Bank with a network of branches in Asia. In the post-war years, new divisions joined the structure of the bank.

Standard Bank

Standard Bank began its history since its foundation in 1862 by John Paterson in South Africa. Since the 1880s, half of all the mined gold has passed through the bank. Over time, financial institution expanded deep into Africa. In 1965, the company absorbed Bank of West Africa, which allowed it to expand its geography. 


On November 18, 1969, two banks merged to prevent competition in a prospective market. In the 70s, the diversification of the company’s activities intensified and the bank began trading in precious metals. At the same time, it acquired a large American bank.

In the 80s, the bank suffered from the economic downturn in the main markets, and therefore tried to gain a foothold by merging with the Royal Bank of Scotland Group. Taking advantage of the vulnerability, Lloyds Bank wanted to absorb the company, but the bank was able to repulse the attack.  

In 2000, the company bought Grindlays and increased the number of branches in India and Pakistan, and in 2005 the First Korean Bank was bought. 2009 was also marked by the acquisition of two large companies, Cazenove Asia and First Africa Holdings.

Since 2015, since the opening of the international payment system by China, Standard Charter has received the status of the main bank according to calculations in it.

Ownership of the SC

The owner of the Standard Chartered Bank is a transnational corporation formed in 1969 after the merger of banks of India, Australia, Britain and South Africa. Currently, SC shares are listed on three international exchanges. 

A controlling stake in Temasek Holdings is an investment company from Singapore. The management of banks is carried out through the board of directors and managing directors. The first are engaged in the formation of the main directions of development, and the latter manage the current affairs. 

Chairman of the Board of Directors since 2016 – Jose Vignalis, and Chief Executive Officer – Bill Winters.

Standard Chartered Bank

Main branches and ATMs of the SC

The main regions in which the bank operates are:

  • China and North Asia. 
  • ASEAN countries and South Asia.
  • Europe, South and North America.

The headquarters of SC is located in Hong Kong, because it is one of the main regions of activity. In Hong Kong, the bank provides all types of services for both private clients and companies. A representative office in the city was opened in 1859. Standard Chartered is one of three financial institutions issuing Hong Kong dollars. 

Singapore belongs to the second most important region. There are more than 17 branches and 5 centers in the country, which serve more than 700 employees. In India, Standard Charted is 25th for assets. On the territory of the country there are more than 99 branches in 42 cities. 

In South Korea, the bank operates on the basis of the repurchased Korea First Bank. In 2016, the map of branches amounted to 330, and they are served by more than 6 000 employees. In China, the first branch opened in 1859, and in 2017 the network around the country consisted of more than 100 branches. 

To a large extent, the bank is also represented in such countries of the Asia-Pacific region:

  • Bangladesh – 26 offices.
  • UAE – 11 offices, 2300 employees.
  • Indonesia – 27 offices and 2200 employees.
  • Vietnam – 3 offices, 850 staff members.
  • Thailand – 20 branches with 2200 employees.
  • Other countries.

In Malaysia, SC operates along with 3 of its subsidiaries, namely:

  • Financial Services Center.
  • Labuan Offshore Branch.
  • Islamic Banking Center. 

The latter provides services that do not contradict the norms established by Sharia.

African countries

The bank provides financial services in a number of African countries, including: Kenya, Uganda, Zambia, Cameroon, Botswana, and others. The widest branch network and the number of ATMs are involved in the first three countries. 

Europe and America

The company’s first office opened in London in 1953, and since 1907 its headquarters has been located there. This is the center of activity in Europe. There are also representative offices in France, Italy and Sweden.

In America, the company operates in 13 different cities, 6 of which are located in the USA. The bank also has offices in Canada and Australia.

Standard Chartered Bank is a large financial institution that is actively capitalizing new markets and providing its services to hundreds of customers around the world.



Robinsons Bank

Commercial Bank Robinsons Bank Corporation provides services for both individuals and legal entities residing in the Philippines. It was renamed in 2011, previously called Robinsons Savings Bank. Now financial organization is a subsidiary of JG Summit Holdings, Inc.

Robinsons Bank

The main specialty is various financial services, lending, secure storage of personal customer funds. The Chairman of the company is Lance Gokongwei, the deputy is Frederick D. Go. Elfren Antonio S. Sarte was appointed President and CEO.


The work of the bank began in the fall of 1997, when the Asian financial crisis occurred. Initially, the company worked under the name Robinsons Savings Bank. By 2002, the bank bought back branches of ABN Amro Savings Bank, as well as a deposit portfolio, a license to use them. Thanks to this investment, the savings bank became the seventh largest in the territory of the Philippines.

A little later, in 2010, Robinsons Bank bought back shares of the Philippine Royal Bank of Scotland and renames it to Robinsons Bank Corporation. As of December 2010, the firm was considered the thirty-first bank in size, the fourteenth among commercial banks in the Philippines. 

The financial institution acquired the company Legazpi Savings Bank (LSB) by 2012, and from that moment new opportunities for development were opened up to it. Gradually, the bank began to expand its target market, opening new business lines in remote areas of the country.

The financial company launched its first debit card Visa in 2016. From that moment, its clients can use a completely safe, practical system for payment of purchases. Also, the product portfolio was expanded in 2017, after the introduction of plastic cards Mastercard. 

The first long-term negotiable deposit certificates of the bank were rewritten, active work began on Internet banking, and a mobile application was created. For 20 years the company has been actively developing, growth indicators are stable, predictable. 

The company’s philosophy is based on the desire to fully satisfy the wishes of visitors and offer them an increased level of services. Adapting digital strategies and working with debit and credit cards is another step to empower your organization.

Robinsons Bank

The owners of Robinsons Bank

The main owner of a financial institution is JG Summit Holdings. This is one of the largest conglomerates on the territory of the country. The main focus is the field of air transport, food production, banking, real estate, publishing and even telecommunications. This organization owns 60.0% of Robinsons Bank. 

The remaining 40.0% is the property of Robinsons Retail Holdings, Inc. The company is engaged in retail trade and sells its products through pharmacies, supermarkets, various shops. The holding has its own network of supermarkets Robinsons Supermarket and department stores Robinsons Department Store. Brand products are a healthy food, modern clothing and accessories for both girls and boys. Network sells kits for creativity with their own hands (DIY).

The financial institution is also a direct part of the BancNet network of banks. The largest interbank network in the Philippines connects networks of offshore and local banks. Ranked first in terms of annual transactions and the number of member organizations. 

Main branches and ATMs of Robinsons Bank

Robinsons BankFind the nearest branch to you by going to a separate section on the official website. All addresses are sorted, use filters to select an area. To find a branch by keywords, enter them in the box on the right.

The company has a 24-hour hotline, as well as an additional toll-free number for calls of Filipinos.

The main branch of the financial company is located at Ortigas Avenue Corner Edsa, Quezon City.

To contact bank employees, leave your application on the official website. Do not forget to enter the correct personal data so that the answer reaches you. Be sure to fill in all fields of the application and describe your problem in detail.

The company has many accounts in different social networks: it is in most messengers, and you can try to contact through them. For example, there are accounts in Instagram, Twitter, on YouTube.



Philippine National Bank

Philippine National Bank is one of the largest banks in the Philippines. It focused on supporting industry and agriculture, as well as supporting government efforts in economic development issues. 


Philippine National BankThe Philippine National Bank was created as a state banking institution. It was created by the government of the country on July 22, 1916, during the occupation by the Americans. 

In 1980, Lucio Tan acquired it after privatization, after which it became the first universal bank in the country. As a result of the merger with the Banking Union, owned by Tanu, on February 9, 2013, it became the fifth private domestic lending institution in the country. In the Philippines, it has more than 330 branches, and another 13 abroad. All branches work with different categories of clients.

PNB became the first Philippine bank. It was authorized to provide long-term and short-term loans to agriculture and industry, setting the rate of 8-10% per annum. The institution was authorized to receive deposits, open foreign loans and rediscount accounts. Every year, new branches opened in the Philippines and outside the country.

Functions of PNB

The de facto PNB became the Central Bank and national treasury. The organization existed in this status until 1949. The institution had special powers to issue circulating banknotes. In January 1942, the bank’s activities were suspended for 1 month, after which it was resumed under the watchful eye of the Japanese authorities. After the Second World War, the PNB opened, acquired assets, taking on the commitment of one of the subdivisions of the Central Bank of the Philippines. With the creation of the Central Bank, which began operations in 1949, the PNB lost its role as an issuer of banknotes, a repository of bank reserves and the only depository of the country’s funds.

Philippine National Bank

Investment activities

In 1955, PNB received the authority of an investment bank with the ability to own shares and issue bonds. In 1980 PNB became the first universal bank in the country. Due to the soon economic crisis, the bank only in 1986 was able to restore activity with the support of the government of the country. These investments were mastered efficiently, after which the bank began only to grow and increase capital, expanding the range of services offered.

Ownership of the PNB

PNB branches are located in different countries: USA, Canada, Spain, England, France, the Netherlands, Austria, Germany, Italy, Japan, Hong Kong, Singapore, Malaysia and countries of the Middle East. The specialized PNB service operates for Philippine citizens working abroad. These persons are offered loans and other services on favorable terms, preferential conditions and effective investments.

Banking activities PNB supplemented by a number of subsidiaries:

  • PNB General Insurers is engaged in non-life insurance activities;
  • PNB Capital – investment bank;
  • PNB Securities – brokerage office;
  • PNB Forex – foreign currency trading institution.

The bank offers a package of shares of Beneficial PNB Life for clients demanding to life insurance.

Main branches and ATMs of PNB

Philippine National BankAt the moment, PNB is the leading bank in the country with a wide range of financial services to meet consumer needs. The central office of the bank is located in the city of Pasay. The total number of depositors of the bank is more than two million. The number of ATMs and PNB branches is growing every year. The official website of the bank states that the company has 344 branches in all, 331 of which are located in the Philippines. To find the nearest PNB ATM, you can use the information on the website.

Visiting branches of PNB

The National Bank of the Philippines is open five days a week, so you can visit it from Monday to Friday during working hours from 9:00 to 16:00. On Saturday and Sunday the institution is closed. To get the most up-to-date information on the working hours of PNB, you can visit the official website of the bank, since certain changes are possible on holidays.




MetrobankMetrobank is the largest financial institution in the Philippines with a leading position in the number of assets and subsidiaries. It considers its mission to create a single financial conglomerate of the country to realize the goals of clients. Financial solutions implemented by the banking company Metrobank are profitable and convenient for potential borrowers and shareholders.


The work of the organization began on September 5, 1962 in the Wellington building, and from that moment it is considered one of the leading in the Philippines. Over time, the number of branches grew, and they appeared not only in the Philippines, but in other countries.

Since August 21, 1981, Metrobank was appointed as a full-fledged universal bank. The central bank issued the company a license with the help of which it could expand the list of its services. After that, Metrobank began to grow more actively, and does not stop its development to this day.


The property of Metrobank

Now Metrobank has a full-fledged network of subsidiaries. These include, for example, First Metro Traveler, Toyota Motor Philippines Corporation, Remittance UK Limited and many other organizations.

Metrobank is actively selling its shares, so most of them are in private individuals. The property of the company is distributed according to the following scheme:

  • The company PCD Nominee Corporation – 17,5% of the shares.
  • Owner of the bank Metrobank George S.K. – 17,9% of the shares.
  • GT Capital Holdings, Inc. – 36,3%.
  • 82 Alpha Holdings Corporation – 1,22% of the shares.
  • Philippine Geiko Holdings, Inc. – 0,62%.
  • Nove Ferum Holdings, Inc. – 1,7% of the shares. 

You can purchase shares from brokers who are members of the Philippine Stock Exchange. You need to be prepared for the fact that a certain commission or interest may be charged to customers. Its indicator can vary greatly from one broker to another, so it’s worth choosing carefully.

The nominal value of one share is 20.00 PHP. Now they are listed on the Philippine Stock Exchange and labeled as “MBT”. The number and timing of dividend payments depend on how the company worked during the year. As a rule, the bank pays dividends to its customers annually.

Shareholders of the company are always in comfortable conditions and get a steady return on investment due to the high quality of management.

Main branches and ATMs of Metrobank

MetrobankThere are about 2 300 official ATMs in the Philippines. New ones are installed from time to time. To simplify the process of finding ATMs and branches, use the map located on the main website of the banking organization. With it, you can quickly determine the route to the nearest ATM.

Metrobank cares about the comfort of borrowers and shareholders, so it’s possible to order loan products without leaving home, through the official website. You can withdraw or deposit money while traveling. ATMs are located in Tokyo, London, Shanghai, Seoul, Nanjing or Taichung. 




CTBC BankCTBC Bank – is one of the largest banks in the Philippines. This bank is a subsidiary of Chinatrust Commercial Bank Corp.

CTBC Bank provides clients with loan, deposit and investment services. Clients of this bank can draw up a unique family loan for housing with fixed low interest rates. Thanks to this loan, you can purchase a house, condominium or land plot. The maximum amount of family loan is 25 million Philippine pesos. Family loan is available for up to 20 years. 

Working residents of the Philippines between the ages of 21 and 65 can expect to receive this loan. To obtain a loan, the borrower’s family must have a monthly income of at least 50 thousand pesos. The loan is drawn up not only on the main borrower, but also on the co-borrower (spouse). 


CTBC Bank also provides the opportunity to open a regular savings account in Philippine pesos. The minimum deposit amount is 5 thousand pesos. CTBC Bank provides debit card and Internet banking access to BancNet Online for customers who have opened a deposit. This service can be used by both individuals and corporate clients. 

Customers of this bank can also open a deposit in foreign currency. The minimum deposit amount is 500 US dollars. 

CTBC Bank also offers to take advantage of a wide range of investment opportunities in the foreign exchange market. In this bank, US, Australian, Canadian and Singapore dollars, euros, Chinese yuan, Japanese yen and British pounds are available for purchase / sale.

Another popular service of this bank is remote money management. This service is implemented through Internet banking, which allows the CTBC Bank client to view the transaction history and access log, request a balance, make an account statement, transfer money and pay bills at any convenient time.

CTBC Bank also provides the possibility to manage payments on salaries, loans, money transfers, etc. To do this, you can use the debit card CTBC Bank, attached to a savings account in the Philippine pesos. This service has several advantages. Firstly, when using the CTBC Bank ATM, the customer isn’t charged a commission. Secondly, CTBC debit card can be used worldwide. 



CTBC Bank in the Philippines was founded in 1995. It was this year that the government of the Philippines “opened the doors” for foreign banks for the first time. In the late 90s, the shares of this bank were registered on the Philippine Stock Exchange. Due to this, in November 2000, Chinatrust Taiwan managed to increase its shareholding in CTBC Bank in the Philippines from 57.5% to 91%. In 2012, the shares of this bank ceased to be quoted on the Philippine Stock Exchange.

On May 2, 2017, Peter Wei became the head of CTBC Bank. He has held various positions in the structure of this bank since 2006. The board of directors of this organization also includes Chih-Chun Huang, Chen Yong-gin, Alexander Patricio, Meng Tam and Edwin Villanueva.

Property rights

CTBC Bank is owned by the Taiwanese company Chinatrust Commercial Bank Corp. The founder of this company is Geoffrey Ku. Today Chinatrust is led by the youngest son of Ku – Andre. As of 2019, Chinatrust has more than 250 foreign branches. 

Main branches and ATMs

CTBC BankThe main office of CTBC Bank is located on floors 16-19 of the Fort Legend Tower in the capital of the Philippines – Manila. This branch is open from 8:30 to 17:30 from Monday to Friday. CTBC Bank also has many representative offices in other cities of the Philippines: Mountainlupe, Makati, Quezon City, Las Piñas, Parañaque and Mariquina. 

CTBC Bank’s ATMs can be found at business centers Alabang Country Club, Cebu Mitsumi 1 and 2, Subic S-Corp, Subic Wistron, hotels Cebu Waterfront Hotel and Winford Hotel & Casino, shopping mall Mactan Marina Mall, shop Virginia Foods, Inc., and also in Multinational Village.



Banco de Oro Unibank

Banco de Oro – — the largest bank in the Philippines. The organization provides a full range of services in its industry: lending (both corporate and consumer), currency exchange, brokerage services, attracting deposits, etc. 

History of Banco de Oro

Banco de Oro UnibankThe BDO company started its activities in 1968. Then the bank had only two branches in the capital of the Philippines – Manila. In those days, the organization worked under the name Acme Savings Bank. In 1976, the bank was acquired by magnate Henry Sy and his holding  Sy Group. After that, the bank was renamed the Savings and Mortgage Bank Banco de Oro. The company has received its current name in 1996. This year the BDO company received the status of a universal bank.

At the moment Banco de Oro is the largest Philippine bank. The main office is located in Makati. The Bank operates not only on the territory of the Philippines. More than a thousand BDO branches and about 4 thousand ATMs are scattered around the world. The activities of the organization are not limited to the Philippine market. Banco de Oro offices can be found in Asia, the Middle East, Europe and North America.

The corporate governance of a company is based on five basic principles: fairness, honesty, transparency and accountability. This philosophy is deeply rooted in the Banco de Oro corporate culture. Effective bank management is the result of collective efforts on the part of directors and employees of the company. The considered financial institution maintains the highest standards of ethical behavior and responsible business conduct. The firm cares about customers and protects the interests of its shareholders. 

Banco de Oro Unibank

Who owns the bank?

Prior to the merger with Equitable PCI, shares of the Philippine company BDO were divided between the owners in this way:

  • PCD Nominee Corporation owned shares in the size of 40.09% (of which 35.64% are foreign, and 4.45% belong to the Filipinos);
  • The company SM Investments Corporation owned a 27.41% of shares;
  • The firm Primebridge Holdings held 22.08%;
  • SM Development Corporation had a share of 4.04%;
  • The firm Shoemart owned 3.57% of shares;
  • About 2.45% of shares were on the public market.

After the merger with the credit and financial organization Equitable PCI, the situation changed. Shares were divided in the following way:

  • SM Investments Corporation – 40,87%;
  • Multi-Realty Development Corporation – 8,81%;
  • Sybase Equity Investments Corporation – 5,14%;
  • Shoemart – 2,10%;
  • Sysmart Corporation – 0,14%.

The main shareholder is the Central Depository of the Philippines. However, this organization is more likely to be a trustee than the sole owner.

Main branches

Banco de Oro UnibankMore than a thousand offices of the company and almost four thousand ATMs of BDO Bank are scattered around the world. Credit and financial organization is focused on customers. Branches meet the highest standards in the industry. This is the key to successful business relationships. Thanks to its convenient service, Banco de Oro is the largest credit and financial institution in the Philippines.

For the convenience of customers on the official website of the company there is a special locator. With it, you can quickly find a branch or ATM of BDO. You only need to specify your location, as well as the area. After that, the locator will display the nearest branch or ATM. You can also find a nearby branch of a credit and financial institution simply by entering its name.

There are many BDO offices on the territory of the Philippines. Each of them has its own office hours. However, in general, the branches of credit and financial organization work from 8 am to 5 pm. For specific offices, the time may be slightly offset. For example, some offices are open from 8:30 to 17:30. In order not to stand near the office and not wait for the opening of the bank, it is better to check the working hours in advance. To do this, again, you can use the locator on the official website of the company BDO.



Asia United Bank (AUB) in the Philippines

Asia United Bank (AUB) in the PhilippinesThe headquarters of Asia United Bank is located in Pasig in the metropolitan region of the Philippines. AUB is considered one of the first commercial banks in the Philippines.

This bank serves several segments: commercial, consumer, treasury and depositary. The commercial segment is aimed at providing loans and cash management. The consumer segment includes the provision of loans before salary, car loans, mortgages, etc. The treasury segment is responsible for maintaining the company’s balance by investing in various financial instruments. The work of the deposit segment is aimed at providing savings financial products in Philippine pesos or US dollars. AUB provides interest and non-interest deposits post restante.


Asia United Bank Corporation began its activities in October 1997. On October 3 of that year, the AUB was registered by the Securities and Exchange Commission. A month before that, AUB received a license from a commercial bank. The official date of commencement of this organization is October 31, 1997.

In 2012, the Central Bank of the Philippines approved Asia United Bank’s application for renewal of the license and obtaining expanded commercial banking status. On February 28, 2013, the Central Bank of the Philippines gave AUB the authority to act as a universal bank. Now this bank has got powers of the investment company that can carry out underwriting, trading securities, syndicating loans, providing financial advice, private placement of equity and debt securities, financing various projects and investing in equity capital. 

The history of Asia United Bank began as a joint venture of Philippine industrialists (Yakinto L. Nga, Luis Y. Eng and José Sandehas) and Taiwanese investment banks (China Development Industrial Bank and China United Trust & Investment Corp). Subsequently, this organization became a public company, the main shareholders of which are:

  • Republic Biscuit Corporation;
  • Kuo Yu Philippines Holdings Corporation;
  • Lambda Holdings Corporation.

In 2016, Asia United Bank acquired 3 subsidiaries: Rural Bank of Angeles, Cavite United Rural Bank and RediMoney Express PTE Limited.

By the end of 2018, the management of this bank managed to create a branch network, which has more than 250 representative offices in all major cities of the Philippines. Today, the organization’s net profit is more than two billion pesos. 

Asia United Bank (AUB) in the Philippines

Property rights

As of the beginning of 2019, the Republic Biscuit Corporation owns the largest stake. It owns more than 32% of the shares in the amount of 1.5 billion Philippine pesos. More than 18% of the shares of this bank is owned by Kuo Yu Philippines Holdings Corporation. This organization is one of the largest investment companies in the Philippines.

15% of the shares in the amount of 720 million Philippine pesos are owned by another investment company Lambda Holdings Corporation. Relatively recently, a substantial stake in Asia United Bank was acquired by the company PCD Nominee Corporation-Filipino. At the moment, this corporation owns more than 10% of the shares in the amount of 500 million pesos. A insignificant share in the ownership of AUB Bank also belongs to Citio Maunlad Investment Corporation (4,45%). 

It is worth adding that more than 19% of the shares in the amount of almost a billion pesos belong to small shareholders. Thus, it can be stated that no corporation owns a controlling stake in AUB.

Main branches and ATMs

Branches of Asia United Bank are located in 4 regions of the Philippines – Metro Manila (the capital), Visayas Islands, as well as on the islands of Luzon and Mindanao. The largest number of branches are in the metropolitan region. The residents of such cities as Antipolo, Las Pinas, Makati, Malabon, Manila, Marikina, etc. can use the services of AUB. It should be added that this bank is represented by branches and ATMs in more than 50 cities of the Philippines. 

Asia United Bank (AUB) in the Philippines



Bank of Commerce

Bank of CommerceBank of Commerce, also known as BankCom and BoC, ranks 15th in terms of assets among Philippine lenders. 79.83% of the organization’s shares are owned by San Miguel Corporation, the largest group of companies in the Philippine Islands.

Foundation history of BankCom

In December 1963, Emerito Ramos founded the International Bank of Manila. After 5 years, the institution came under the control of the Central Bank of the Philippines. In 1979, the company HERDIS from Hong Kong bought the state bank, and a year later opened it under the name Commercial Bank of Manila. In 1982, the credit organization came under the control of the Government Insurance System for Services (GSS).

The institution underwent new changes in 1987, when the Philippine authorities launched a privatization program. A group of local entrepreneurs, with the support of the oldest First National Bank of Boston, bought a financial organization and renamed it the Boston Bank of the Philippines.

Philippine investors – leaders in communications, stock market, brokerage and credit services – strengthened the resource base of the Boston Bank of the Philippines, which led to the establishment of the Commercial Bank on November 28, 1991.

Bank of Commerce

The development of BoC

Originally Commercial Bank was engaged in trade finance and trust operations. Since 1993, BoC has completely come under the control of Filipinos, who bought out a controlling stake from First National Bank of Boston.

In the early 2000s, BankCom took the first steps towards a trilateral merger. The reason was the policy of the Central Bank to give greater preference to major players in the banking industry. 

In September 2000, BoC acquired Pan Asia Bank, and a year later bought the individual assets and liabilities of Trader’s Royal Bank. This maneuver Commercial Bank expanded its branch network to 112 branches. 

In 2005, the Bank started to raise capital of the second level and improve the  quality of assets. Thus, by providing technical support to the Republic of Equatorial Guinea, BoC helped create the country’s first national bank.

Partnership with San Miguel Corporation

In October 2007, San Miguel Corporation, through its subsidiaries San Miguel Properties Inc (SMPI) and the San Miguel Corp. Pension Fund acquired a 34.3% stake of Commercial Bank in the amount of PHP 2 billion ($ 43 million).

In April 2008, the Corporation increased its stake to 51.1%, and 2 years later transferred 31% to the management of SMCRF Bank, making it a controlling shareholder.

In early 2011, SMPI bought out 7.16% of the shares of the Commercial Bank, increasing the total package of assets of San Miguel Corporation to 58.2%. Since 2017, the share of San Miguel in BoC is 79.83%.

Having received additional capital, reserves and experienced risk management from San Miguel Corporation, BankCom strengthened its position among the major players in the banking sector in the Philippines. 

Bank of Commerce

Financial indicators

As of December 31, 2017, the Commercial Bank manages:

  • total assets of PHP 140.5 billion ($ 2.8 billion);
  • own capital in the amount of PHP 17.8 billion ($ 356 million);
  • deposits – PHP 118.8 billion ($ 2.37 billion);
  • net loans – PHP 62.6 billion ($ 1.25 billion);
  • investments in qualifying funds – PHP 17.3 billion ($ 349 million).

Net profit in 2017 amounted to PHP 600 million ($ 12 million). 

Activities of the Bank

BoC provides commercial services to individuals and legal entities:

  • deposit products;
  • loan products;
  • corporate banking;
  • currency trading;
  • domestic and foreign money transfers;
  • treasury and trust services.

Customers can perform banking transactions via Internet banking.

Bank of Commerce

Branches and ATMs

BankCom has 137 branches and 252 ATMs throughout the country.

The central office of the Bank is located in Mandaluyong at the street St. Francis, 7 in the building of the Real Estate Center San Miguel.

Location of BoC offices in other cities:

Region Name of branch Address
Manila ADUANA 1233 Soriano Ave, Intramuros
Quezon City BROADCAST CITY Broadcast City Compound, Capitol Hills Dr, Diliman
Makati AYALA G/F iACADEMY Building, 6764 Ayala Ave, Legazpi Village
Malabon MALABON-GEN. LUNA 55 Gen. Luna Street., San Agustin
Paranak BF HOME  33 President’s Avenue.
Batangas BATANGAS-CAEDO Caedo Commercial Complex, Brgy. Calicanto Road
Calamba CALAMBA Unit 6&7 Parian Business Center, 49 National Highway, Barangay Parian
Lucena LUCENA Quezon Avenue corner Lakandula Street, Barangay IX
Santiago SANTIAGO  19 Pan-Philippine Highway, 3311 Isabela
Mindanao, Butuan BUTUAN G / F, Cesia Bulding.Montilla Boulevard
Mindanao, Davao DAVAO -RIZAL CAP Development Center, Building Rizal Street, Poblacion District
Mindanao, Zamboanga ZAMBOANGA – VETERANS Veterans Ave. corner Camanchile Street
Mindanao, Cagayan de Oro CAGAYAN DE ORO-LAPASAN Units 4 & 5, Limketkai Center, Gateway Tower 1, Limketkai Dr, Lapasan
Negros, Bacolod BACOLOD – ARANETA Yusay Arcade, Araneta Ave.
Palawan, Puerto Princesa PUERTO PRINCESA Brgy 295, Rizal Ave.
Panay, Iloilo ILOILO-J.M. BASA G/F TTW Building J.M. Basa & Mapa Sts
Cebu, Cebu city CEBU-AYALA 8990 Negros St., Cebu Business Park

*All branches are open from Monday to Friday from 9.00 to 16.00 h.