Loan terms and conditions
- Age from over 21 years old
- You are currently employed and/or have a stable source of income, such as your own business. You are a Filipino citizen and currently residing in the Philippines. Possess 2 of any primary IDs.
Loan parameters
| Min amount | Max amount | Min terms | Max terms | Rate |
|---|---|---|---|---|
| 2500 PHP | 15000 PHP | 10 | 90 | 0,83% per day |
- From application to receipt of money 1 working day
About Pera247
Pera247 is a short-term digital lender in the Philippines powered by AsiaKredit, an international tech-based financial services firm that provides fast and convenient credit solutions to millions of customers in Southeast Asia.
OUR VISION
To be a gateway for honest and hardworking individuals in Southeast Asia who are under or unbanked, to gain access to formal credit, while educating them on responsible financial management – bringing them into the formal banking sector and economy and thus improving their standard of living.
OUR MISSION
For honest and hard-working individuals, pera247 aims to be a lender that identifies credit-worthy customers through their digital footprint and delivers a decision and access to funds.
OUR COMMITMENT
At pera247, we maintain the highest ethical and professional standards in all relationships with our customers, partners, and the community through continually delivering and reaffirming our six (6) core values:
- Fairness
- Transparency
- Respect
- Financial Education
- Convenience
- Speed
 |
 |
 |
1. AgeAge from 22 to 60 years old |
2. Time to reviewFrom application to receipt of money 1 working day |
3. Other conditionsCurrently employed or with a steady income |
Example of calculating interest and loan payments
| TERM | 10 days | 20 days | 30 days |
|---|---|---|---|
| LOAN AMOUNT | 10000 PHP | 10000 PHP | 10000 PHP |
| FEE | 0% | 0% | 0% |
| INTEREST AMOUNT | 0 PHP | 0 PHP | 0 PHP |
| TOTAL REPAYMENT | 10000 PHP | 10000 PHP | 10000 PHP |
Reviews
Banks do not deal with borrowers who do not fulfill their obligations. The alternative is online credit services that are more loyal and impose less stringent requirements. My choice fell on just such companies on the website, I filtered out for appropriate conditions and made a request.
Enjoyed the company robocash, when urgently needed money for the funeral. Appealed to many companies, but everywhere was either horse interest or wild conditions, but in this company I was satisfied. Thank you for helping in this situationa
I have my own small auto repair shop and I wanted to expand the staff, but I needed a small additional amount in order to purchase equipment and pay salaries to employees. The search engine I entered loan online, and came to the site 5starsloan, here I have found a company to fit my conditions.
I'm at University and it's time for me to pay for the hostel, but my father's salary was delayed and he offered me to take a quick loan. Here on the website 5starsloans in the catalog, I filtered out companies in the long-term criteria and leave the application. Within 2 hours, I had already received the money.
For the wedding of my granddaughter I needed a gift, and the pension is small, so I made an online loan and since I have 40 years of experience, the approval of the application was within 10 minutes, and after a couple of hours I was already going to buy a gift. That's what I understand service.
FAQ
With the help of our website, you can choose for yourself a more suitable loan with the least interest and a higher guarantee of approvals.
Because the rest of the site represent individual companies and services, and our site has collected all the information about other company and sorted it for you, so we are called to save your time
Our site is purely information services and when choosing a suitable for you credit company you go to the official site, we do not issue loans, and show you where you can take them.
You should know that we have three separate bases of credit companies separately MFIs, separate banks and P2P. This is done if you want to narrow down your search or look for a separate service.
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(2 votes, average: 5.00 out of 5)
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