Travel loan in the Philippines

Travel now, pay later. The very thought of this causes both joyful excitement and fear. Few people want the long-awaited journey instantly turned into overwhelming debts.

If you decide to take a travel loan Philippines, we advise you to carefully choose a borrowing company with the best conditions for you. May a future trip bring you pleasure, not a burden.

Travel loan in the Philippines

Benefits

Banks and private lenders in the Philippines offer travel assistance loans for people who do not have enough money to travel domestically or abroad. Although a travel loan covers typical travel expenses, such as airline tickets and hotels, there is also a special type of personal loan called a travel assistance loan that is intended for tourists, immigrants, and students who need to fill out a visa application or make cash claims.

Some travelers get this type of personal loan because of its low interest rate, as well as the flexibility in terms of repayments (as opposed to rolling out lump sum cash).

Travel loan in the Philippines

Emergency travel loan is not the only option for financing a trip. You can use your credit card while traveling. But if you travel abroad often, you can save more by using two foreign currency credit cards and / or cards without a transaction fee in foreign currency.

Compare personal loans and travel credit cards to see which one is best for you. On the one hand, travel loans have lower interest rates than credit cards. Loans also have a fixed monthly depreciation and repayment schedule.

Travel credit cards offer bonuses such as air miles, discounts, travel insurance, protection of purchases and other benefits that do not provide travel loans. A credit card is also safer to carry than cash, and it allows you to repay only the amount that you actually use.

Where it is better to take

A travel assistance loan is offered by both financial companies and banks in the Philippines. As a rule, companies are more willing and faster to approve applications, but their loans have higher interest rates and shorter maturities. Banks have high demands and need a large list of documents. Analyze the different offers below and choose your preferred option.

PERSONAL AND BUSINESS LOANS IN METRO MANILA
EasyCash

EasyCash

PERSONAL AND BUSINESS LOANS IN METRO MANILA

interest rate
for per day
PHP 5000 - 10000
from 30 to 60 days
(4,1/5) 181 voice
APPLY TO BORROW MONEY ONLINE IN PHILIPPINES AND GET A FAST ONLINE LOAN IN 15 MINUTES!
Monily

Monily

APPLY TO BORROW MONEY ONLINE IN PHILIPPINES AND GET A FAST ONLINE LOAN IN 15 MINUTES!

interest rate
for 1% per day
PHP 2000 - 20000
from 65 to 90 days
(5/5) 498 voice
Receiving money in any way 24/7!
Robocash

Robocash PH

Receiving money in any way 24/7!

interest rate
for 2,18 % per day
PHP 1000 - 25000
from 7 to 30 days
(4.98/5) 1342 voice
Guarantee of a loan on a card!
Cashwagon

Cashwagon

Guarantee of a loan on a card!

interest rate
for 2% per day
PHP 2000 - 20000
from 10 to 30 days
(4.11/5) 398 voice
The most convenient loan!
Cash Mart

Cash Mart

The most convenient loan!

interest rate
for 0,8% - 3,5% per day
PHP 5000 - 30000
from 7 to 30 days
(4.33/5) 489 voice

Requirements

Travel loan in the PhilippinesAge and citizenship requirements are mandatory in all companies without exception. At the same time, the absence of a credit history and the presence of delays do not mean refusal. A pledge will increase the chances of approval. If you have a car or other property, you can get a quick loan in the amount of up to 25% of their value.

In some companies, the value of the amount provided on bail reaches 90% of the value of the property. But it’s hard to find such solutions. If the obligations are not fulfilled, the client completely loses ownership of the collateral.

Special conditions are provided for US citizens. According to statistics, more than 10 million Filipinos live in the states. The formation of special offers is determined by high incomes. A short-term loan may be required to travel to your homeland or on vacation with relatives.

Travel loan calculator

Right now you can calculate how much your trip loan will cost. The result is displayed immediately, you will see the amount of the monthly payment and overpayment.

 
LOAN AMOUNT
FEE
TOTAL REPAYMENT

How to get travel loan

For easy approval of a loan for foreign trip, the aggregator will help you choose the best offer. The probability of approval will be 90%. There are several steps:

  • application processing;
  • data analysis;
  • compilation of a list of suitable programs.

It is important to enter all personal data correctly. If the scoring program finds false or inaccurate information, the application will be rejected. Some financial institutions blacklist such clients. In the future, it will be difficult for Filipinos to receive financial assistance for travel.

It is important to consider your own solvency. Difficult situations related to the inability to fulfill obligations arise due to incorrect assessment of your own income.

Conditions for obtaining a loan

Travel loan in the PhilippinesYou can get the required amount anyway. But the most profitable options are available if:

  • permanent source of income – documented;
  • there are no arrears regarding previous loans.

Most lending institutions work seven days a week, 24/7. There is no need to leave home to apply or fill out documents. The assessment is done automatically. The entered data is analyzed without the participation of employees. Funds are transferred within a few hours. The exact time depends on the method of receipt chosen by the company.

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FAQ

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Because the rest of the site represent individual companies and services, and our site has collected all the information about other company and sorted it for you, so we are called to save your time

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